Compensation claims paid out-of-pocket can devastate your business. This is why having adequate liability coverage is necessary to safeguard your investment. Whether you run a shop, factory, or work as an independent contractor, you are at risk of being exposed to litigation if someone suffers an injury or property damage as a result of your business activities.

Liability insurance can cover these claims and associated legal costs you may incur as a result of incidents with clients, employees, investors, and other members of the public. If you have employees, employers’ liability cover is mandatory. Besides this, we also offer other types of liability coverage you may find useful to the particular nature of your business. This can include:

  • Public liability
  • Product liability
  • Professional indemnity
  • Directors’ and officers’ liability
  • Environmental liability

At First Business Protection, we offer bespoke insurance policies, customised to the unique risk profile of businesses. We offer both standalone and bundled policies that offer broad cover. We evaluate the kinds of liability risks your business is exposed to from the various stakeholders and use this to develop an insurance policy document that ensures you can enjoy peace of mind.

Many factors go into determining the cost of liability insurance including the number of employees you have, the size of your premises, public footfall, and the type of business you run. Our team of insurance professionals will work with you to ensure that the risks you face are appropriately mitigated at a competitive price.

For a comprehensive assessment of your business operations and guidance on what level of liability insurance you may need from the most reputable insurers in the UK, get in touch with our team today at 01634 386 689 or send us an email at